First Time Buyer

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If you are a looking to buy a property, then we are here to help.

Whether you are a first-time buyer looking to purchase your first home or a homeowner looking to upgrade or downsize to a new home we can help. 

With so many mortgage options on offer when purchasing a property, lenders criteria constantly changing and government incentive schemes, it can be confusing and daunting to know which is the right mortgage for you. 

If you already have a large or small deposit, a gifted deposit or a joint deposit, there are several different options and schemes available to a buyer looking to buy that dream home. 

You can find out how much you’ll need to save by using our mortgage calculators, so you’ll have a better idea of the type of property you can afford to buy when you start looking for your new home. 

Our team are here to listen to your circumstances, take you through the best options and help you find the perfect mortgage to buy your dream home. What are you waiting for!

Purchase FAQs

First you get an agreement in principle, which we can do for you! 

You can then begin your property search, viewing the properties that interest you the most.  

Once you find a property you want you can put in an offer

If the offer is then accepted out advisers will submit your mortgage application

A valuation will be completed on the property by the lenders chosen surveyor. 

Once the lender accepts your case a mortgage offer will be issued.  

You then should instruct your solicitors, if you haven’t already, and complete any forms they require.  

Your solicitor will send you a legal report, consisting of their findings regarding the property. 

If you are happy with the findings you will then exchange contracts with the seller.

Finally, you complete on the property, meaning it is now yours.

If you want more in depth information on the process of buying a home look at our post, linked below. 


The average purchase takes 4 - 6 months, however, this can vary from as little as 1 month. One of the key factors in this are whether you are buying as a part of a chain (where the sellers are yet to buy a new property) or if you are buying a new build property.

The minimum deposit needed to purchase a property is 5% of the total purchase price. As an example, if you are buying for £200,000 a deposit of £10,000 is needed. However, the more deposit put down the lower your interest rates will be.

We aim for total customer satisfaction

Read some of our customer reviews.

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A huge thank you to Infimo who helped me to buy my first home. The…

Demi Rose

As we sit here tonight in our beautiful garden with a glass of wine,…

Charlie Brereton

Just wanted to say a MASSIVE THANK YOU to David Huckle. He was absolutely amazing…

Katie Elizabeth Davies

We received brilliant service from Infimo. They took us through every step making sure we…

Sarah Burley

David Huckle was absolutely amazing when dealing with our mortgage. Made the whole process very…

Michael McGlynn

Wouldn’t go anywhere else for our mortgage products. Friendly, reliable and very professional. Excellent customer…

Becky Probert

Recently remortgaged with Lewis. Great all round service, would highly recommend. A lot of monthly…

Harry Gibson

Excellent service provided by Jonathan, Emily and the team. Will be using them for my…

James Furlong

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