Critical Illness can throw lives upside down, both personally and financially.
No one wants to think about getting seriously ill, but life often throws unexpected curveballs. Would you be prepared if it happened to you?
How does Critical Illness Cover work?
Critical illness is a type of insurance that provides you with a lump sum or monthly payments if you’re diagnosed with a serious or long-term illness. These policies are designed to help support you and your family financially so you can focus on your recovery without worrying about how the bills will be paid.
Is Critical Illness the best type of illness insurance for me?
It’s really important that you check out all the different types of insurance to see which one would suit you best. For example, income protection insurance may include a greater range of illnesses and conditions than critical illness and may cover you for a longer period time if you can’t work. However, it will probably cost you more than critical illness insurance.
For insurance business we offer products from a choice of insurers.
Life & Critical Illness Insurance FAQs
If you pass away or become critically ill during the term of your mortgage then you will get a pre-agreed tax-free lump sum of money. This money can be used to pay off the remaining mortgage.
The cost of life & critical illness insurance can vary depending on age and known illnesses, starting as cheap as £20 a month. To get a more accurate idea of payments it is best to get a quote, which our advisers can provide.
Lender's cover most of the most common illnesses. These include, but are not limited to, cancer, stroke, heart attack, and multiple sclerosis.
